Citez: "Cuvantul "subprime" face referire in limba engleza la acele credite oferite in Statele Unite persoanelor fizice care nu isi puteau permite achizitionarea unei case..."
Comentariul autorului vadeste o ignoranta la fel de superba ca a lui Boc, privito la creditele "subprime". Iata si definitia corecta a termenului:
"Although there is no single, standard definition, in the US subprime loans are usually classified as those where the borrower has a FICO score below 640."
Dar asta nu inseamna ca de aceste credite au beneficiat doar cei care nu ar fi avut acces la credite "normale":
"The Wall Street Journal reported in 2006 that 61 percent of all borrowers receiving subprime mortgages had credit scores high enough to qualify for prime conventional loans."
Deh, ca de obicei, lucrurile sunt mult mai complicate decat le inteleg ziaristii nostri.
Sursa: Wikipedia
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